Terms of Service

Last updated: September 21, 2025

1. Acceptance of Terms

By accessing and using Paciaghiac services, you accept and agree to be bound by the terms and provisions of this agreement.

2. Course Enrollment and Payment

  • All course fees must be paid in full before access is granted
  • Refunds are available within 14 days of purchase, subject to conditions
  • Course materials are for personal use only and may not be shared

3. Educational Disclaimer

Our courses provide educational content about investment strategies. This information:

  • Does not constitute financial advice
  • Should not replace professional financial consultation
  • Does not guarantee investment success
  • All investments carry risk of loss

4. Intellectual Property

All course materials, content, and resources are protected by copyright and remain the property of Paciaghiac.

5. User Conduct

Users agree to:

  • Use services for lawful purposes only
  • Respect other students and instructors
  • Not share login credentials or course materials
  • Provide accurate information during registration

6. Limitation of Liability

Paciaghiac shall not be liable for any investment losses or financial decisions made based on course content.

7. Contact Information

For questions about these terms, contact us at:

Phone: (0308) 6192857
Address: 25 Erin Oval Lake, Bethanybury L35 5JA